Established 2004 · Lancashire, UK

Financial Expert
Witness & Regulatory
Consultancy

Independent expert reports and regulatory advice for law firms, claims management companies and financial institutions. Specialising in consumer finance mis-selling claims founded on established legal precedent.

5,000+
PPI Cases
3,000+
Pension Cases
37 yrs
In Finance
The Rivermead Partnership
About Us

Thirty-Seven Years of
Financial Expertise

The Rivermead Partnership has a history of assisting legal practices and financial companies with expert reports and regulatory advice. Our particular expertise is the diagnosis of financial mis-selling claims — providing certainty to meritorious cases and stopping unwarranted claims from progressing.

Simon Dorrell, Sole Director, brings over 37 years in financial services. He was one of the first to identify the mis-selling of SIPPs by brokers and was instrumental in bringing SIPP Companies' Duties into the regulatory and legal framework. He has succeeded in changing policy at the Financial Services Compensation Scheme with regard to quantum of loss and dual claims for SIPPs.

Supreme Court Precedent FoundationAll advice grounded in established UK Supreme Court authority — Hopcraft, Plevin, Expert Tooling v Engie
Works with Both Claimants & DefendantsIndependent expert analysis for solicitors, barristers, CMCs and financial institutions
FCA Regulatory ExpertiseDeep knowledge of FCA CONC rules, DISP complaint handling, and consumer duty obligations
The Rivermead Partnership
21
Years Established
Services

Expert Reports &
Regulatory Advice

Comprehensive expert witness and consultancy services across all major consumer finance claim categories.

01
Energy Broker Commission (UDC)

Expert analysis of undisclosed commission arrangements between energy brokers and suppliers. Quantum calculations and expert witness reports for business energy claims founded on Hopcraft v Close Brothers and Expert Tooling v Engie.

UDC ClaimsQuantum ReportsExpert Witness
02
Motor Finance Commission Claims

Expert reports on discretionary and fixed commission arrangements in motor finance agreements. Analysis of the Hopcraft v Close Brothers Supreme Court decision and its application to individual cases.

DCA AnalysisCommission ReportsFCA Compliance
03
PPI & Plevin Calculations

Accurate redress calculations for PPI mis-selling and Plevin undisclosed commission claims. Expert reports for over 5,000 cases. FCA-compliant methodology applied to both simple and complex credit arrangements.

Redress CalculationsPlevin AnalysisExpert Reports
04
SIPP & Pension Mis-selling

One of the first to identify SIPP broker mis-selling. Expert analysis for over 3,000 pension cases. Instrumental in establishing SIPP Companies' Duties in the regulatory framework and changing FSCS policy on quantum of loss.

SIPP ReportsFSCS ClaimsPension Advice
05
Irresponsible Lending

Expert analysis of revolving credit and unsecured lending under CCA 1974 and FCA CONC rules. Account reconstruction methodology, quantum calculations, and reports for irresponsible lending claims against banks and lenders.

CCA AnalysisCONC ReviewQuantum Reports
06
Mortgage & Secured Lending

Expert reports for mortgage arrears charges, mortgage mis-selling, and second charge lending undisclosed commission claims. Over 2,500 cases advising solicitors and CMCs on the merits and quantum of mortgage complaints.

Mortgage ReportsArrears ClaimsSecond Charge
Track Record

A Proven Record
Across Every Claim Type

The Rivermead Partnership has advised hundreds of law firms, claims companies, and lenders on the full spectrum of consumer financial mis-selling. We have advised on a very high proportion of cases to reject the claim — because on examination they had no merit. That independence is our value.

We work closely with barristers and solicitors engaged in financial claims for both claimants and defendants, providing analysis that courts and regulators can rely upon.

PPI & Plevin Cases5,000+
Pension Mis-selling Cases3,000+
Mortgage & Arrears Cases2,500+
Years in Financial Services37
Years Established21
Claim Categories Covered6+
How We Work

From Instruction
to Expert Opinion

1
Initial Instruction

Receive case papers and instruction from solicitor, barrister or CMC. Confirm scope, timeline and fee arrangement.

2
Case Analysis

Detailed review of documentation, DSAR data, and account history. Application of relevant Supreme Court precedent and FCA regulatory framework.

3
Quantum Calculation

Precise calculation of loss and redress using FCA-compliant methodology. Covering interest, charges, and applicable statutory interest.

4
Expert Report

Production of a court-ready expert witness report or regulatory opinion. Available to give evidence if required. Clear, defensible, independent.

Get In Touch

Request a
Call Back

Complete the form and we will call you back at a time that suits you. All enquiries are treated in strict confidence.

Emailsimon@rivermeadpartnership.co.uk
LocationLancashire, United Kingdom
Response TimeWe aim to call back within one business day
Confidential Enquiry

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