Knowledge & Commentary

Regulatory
Insights

Expert commentary on developments in consumer finance litigation, regulatory change, and Supreme Court precedent from Simon Dorrell and The Rivermead Partnership team.

Motor Finance
Hopcraft v Close Brothers: What the Supreme Court Decision Means for Motor Finance Claims

The Supreme Court's landmark ruling in Hopcraft v Close Brothers [2025] UKSC 33 has fundamentally changed the landscape for motor finance commission claims. We explain what it means for law firms, lenders and claimants.

Simon DorrellMarch 20268 min read
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Energy Claims
Expert Tooling v Engie: Full Restitution and the Fiduciary Duty in Energy Broker Claims

The Supreme Court consent order in Expert Tooling v Engie awarded full restitution of all commissions paid. We analyse the implications for the £300 billion energy broker mis-selling market.

Simon DorrellFebruary 202610 min read
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Irresponsible Lending
Irresponsible Lending Under FCA CONC: The Regulatory Route and What It Means for Claims

Unlike motor finance and energy claims, irresponsible lending proceeds via a regulatory route under CCA 1974 and FCA CONC rules. We explain the methodology and why ATE insurance is not required.

Simon DorrellJanuary 20267 min read
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PPI & Plevin
Plevin Undisclosed Commission: Calculating Redress Correctly in 2026

Many PPI redress calculations remain incorrect, particularly where Plevin undisclosed commission is involved. We set out the correct FCA methodology and common errors made by banks and CMCs.

Simon DorrellDecember 20256 min read
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Pension Claims
SIPP Mis-selling: Why the Regulatory Framework Has Fundamentally Changed

From our early work identifying SIPP broker mis-selling to the current regulatory landscape — a retrospective on how SIPP Companies' Duties have evolved and what it means for ongoing claims.

Simon DorrellNovember 20259 min read
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Expert Witness
What Makes a Strong Expert Witness Report in Financial Mis-selling Claims?

Courts and regulators have increasingly high standards for expert evidence. We outline what distinguishes a robust expert report from one that will be challenged — and how to instruct your expert effectively.

Simon DorrellOctober 20255 min read
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